Moana Stylish Tropical Flowers

Flower crowns are their own category here rather than an afterthought filed under accessories.

Moana is the only character, and the game runs in stages: clothes first, then the accessories and the crowns, then makeup and nails handled separately at the end. That order matters more than it sounds. A tropical palette of coral, shell and leaf green will fight a heavy lip, and the makeup stage gives you enough colour to get it wrong after the outfit is already right.

Egirlgames made it. It plays on a phone, costs nothing, and has no save button, so screenshot the finished look before you close the tab.